Loan Against Gold Ornaments
Lowest Rate, Maximum Value
Unlock the value of your gold jewellery instantly. Samridhya offers secure Gold Loans up to ₹1 Crore with the lowest interest rates starting at 7.99% p.a. and a hassle-free, same-day disbursal process. Ideal for any personal or emergency financial need—get fast funds without selling your precious gold.
Jewel Security
Guaranteed safety in secure vaults
High LTV
Loan up to 75% of your gold value
Any Purpose
No restrictions on fund utilization
Why Choose Samridhya's Gold Loans
Instant Gold Valuation
Get an accurate valuation of your gold ornaments instantly at our branch.
High Loan-to-Value
Secure up to 75% of your gold's value as a loan, maximizing your funds.
Low Interest Rates
Competitive interest rates starting from 7.99% p.a. with flexible schemes.
Quick Disbursal
Receive funds in your account in under 30 minutes after verification.
Minimal Documentation
Only simple KYC documents (ID & Address proof) are required for processing.
Safe Gold Custody
Your gold is stored in high-security vaults with comprehensive insurance.
Calculate Your Gold Loan EMI
Use our EMI calculator to estimate your monthly payments and plan your loan repayment effectively.
Loan Details
EMI Breakdown
Click "Calculate EMI" to see your monthly payment breakdown
* EMI calculation is for illustration purposes only. Actual EMI may vary based on your credit profile and lender terms.
Gold Loan Schemes & Details
Popular Gold Loan Schemes & Tenure
Gold Loan Eligibility Criteria
- Must be a resident of India
- Age between 18 and 70 years
- Gold ornaments must be 18 to 24 Karat purity
- Valid identity proof (Aadhaar, PAN Card)
- Valid address proof (Voter ID, Utility Bill)
- Loan available for salaried, self-employed, and others
Key Documents Required
- Aadhaar Card or PAN Card (Mandatory ID Proof)
- Voter ID, Passport, or Utility Bill (Address Proof)
- Duly signed application form
- Passport-size photographs
- Cancelled Cheque (for bank transfer)
- Original Gold Ornaments
Trusted by Gold Loan Customers
Priya Sharma
Homemaker
"The Gold Loan process was incredibly fast and hassle-free. Got the money in my account in less than an hour!"
Ganesh Iyer
Small Shop Owner
"The interest rate was the best I could find, and the staff was professional. My gold is safely secured, which gives me peace of mind."
Kavita Rao
College Student
"Needed emergency funds for education. Minimal paperwork and quick disbursal helped me immediately. Highly recommended."
Gold Loan Support & Visit
Call Us
+91 63662 34523
Gold Loan Hotline
Email Us
goldloan@samridhya.com
Quick Response
Find a Branch
Locate Nearest Branch
For Gold Appraisal
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Frequently Asked Questions
Get answers to common questions about Loans
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