A Recurring Deposit lets you invest a fixed amount every month and earn interest. It's like a SIP but with guaranteed returns.

How is RD interest calculated?

RD interest is compounded quarterly using the formula for cumulative deposits. Each monthly deposit earns interest for its remaining tenure.

What is the minimum RD amount?

Most banks allow RD starting from ₹100-500 per month. Post office RD starts from ₹100.

Calculate recurring deposit returns and maturity amount. See how monthly deposits grow with compound interest.

Monthly Deposit (₹)

Interest Rate (%)

Tenure (Years)

Monthly EMI

\u20b91,018

Total Interest

\u20b988

Total Payment

\u20b95,088

What is an RD?: A Recurring Deposit lets you invest a fixed amount every month and earn interest. It's like a SIP but with guaranteed returns.
How is RD interest calculated?: RD interest is compounded quarterly using the formula for cumulative deposits. Each monthly deposit earns interest for its remaining tenure.
What is the minimum RD amount?: Most banks allow RD starting from ₹100-500 per month. Post office RD starts from ₹100.