Get Instant Personal & Business Loans Online
India’s Trusted Digital Loan Aggregation Platform
Get personal and business loans up to ₹40 lakhs with interest rates starting from 9.99%. 100% paperless process with Online Approval.
What We Offer
Comprehensive financial solutions tailored to your unique needs, with instant approvals and competitive rates.
Personal Loan
Get Up to ₹40 Lakhs in Quick Turnaround Time!
Business Loan
Get Business Loans up to ₹40 Lakhs with Flexible Tenure up to 5 Years
CGTMSE Coverage
Credit Guarantee Scheme for collateral-free business loans up to ₹5 Crore.
Education Loan
Empower your future with affordable education financing.
Wedding Loan
Make your dream wedding come true without financial stress.
Gold Loan
Unlock the value of your gold instantly with minimal paperwork.
Why Choose Samridhya ?
Samridhya is your one-stop solution for fast, flexible, and secure financing. From personal to GST-based business loans, enjoy a 100% digital, stress-free experience with top lender offers, real-time tracking, and rates starting at just 9.99% p.a.
Quick Online Loan App
Apply in minutes and get instant approval without the wait.
Affordable Interest Rates
Enjoy rates starting at just 9.99% p.a., tailored for you.
Custom Offers
Get loan offers tailored to your financial profile.
Flexible EMI Options
Choose repayment plans that suit your financial goals.
100% Paperless Process
No need for physical documents – the process is fully digital.
Real-Time Loan Tracking
Track your loan status at every stage of the process.
Multiple Lender Offers
Compare loans from top banks & NBFCs in one place.
Business Loans for MSMEs & Self-Employed
Tailored financing designed for India's growth engine.
Key Features of Samridhya
Samridhya is your trusted loan app with advanced features designed for modern borrowers. Experience lightning-fast approvals and seamless digital processes.
Quick Approval & 24-Hour Disbursal
Get your loan approved quickly and funds disbursed within 24 hours – no delays, no hassle.
Apply Anytime, Anywhere
With our instant personal loan application, you can apply 24/7 — from home, office, or on the go.
Multiple Lender Offers
Compare loan options from top banks and NBFCs. Choose the best rate that fits your financial needs.
Flexible EMI Options
Enjoy easy repayment terms with EMIs ranging from 12 to 84 months. Total control over your repayment plan.
100% Digital & Paperless Process
No more paperwork! From application to disbursal, everything happens online — fast and secure.
Real-Time Loan Tracking
Stay updated every step of the way. Track your loan status live through the app.
Loans for Every Need
Whether it's a personal loan, business loan, or GST loan — Samridhya has you covered.
Bilingual App Support
Use Samridhya in English or Hindi — making digital lending easy and accessible for all.
Powered by ONDC Network
Samridhya acts as your digital bridge. We don't just lend; we connect your profile to India's top financial institutions instantly via the ONDC gateway.
1. Quick Application
You submit your basic details on the Samridhya App. We structure your profile to match lender requirements instantly.
2. ONDC Gateway
We securely transmit your lead to the Open Network for Digital Commerce (ONDC). This allows multiple lenders to view your profile simultaneously in real-time.
3. Lender Evaluation
Top lenders on the ONDC platform evaluate your profile and generate custom offers for you.
4. e-KYC & Disbursal
You select the best offer. Complete your video e-KYC digitally. Once signed, the loan agreement is formed directly between you and the lender.
5. Manage on Samridhya
The money is yours! Now use the Samridhya App to track your financial health.
- Track EMI Schedules
- Check Credit Reports for Free
- Apply for New Loans
What Our Users Say
Don't just take our word for it. Here's what our satisfied customers have to say about their experience.
Aditya Kumar Singh
22 July 2025
Ankita Jaiswal
25 July 2025
Manjeet Kumar
24 July 2025
Ready to join thousands of satisfied customers?
Our Trusted Partners
We collaborate with India's leading banks and NBFCs to provide you with the best loan offers.
Become Our Partner
Join our network and help provide better loan solutions.
Frequently Asked Questions
Find answers about Samridhya, ONDC, NBFC compliance, and our secure digital lending ecosystem.
Still have questions? Our support team is here to assist you.