How is gold loan amount calculated?

Gold loan amount = Gold weight × Per gram rate × LTV ratio. RBI caps LTV at 75% of gold value.

What is the current gold rate for loans?

Gold rates for loan purposes vary daily. Lenders use their assessed value which may differ from market price.

Minimum 18 karat purity is required. Higher purity gets better per-gram rates and higher loan amounts.

Calculate gold loan EMI and eligibility. Check how much you can borrow against your gold jewelry.

Gold Weight (grams)

Interest Rate (%)

Tenure (Months)

Monthly EMI

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Total Interest

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Total Payment

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How is gold loan amount calculated?: Gold loan amount = Gold weight × Per gram rate × LTV ratio. RBI caps LTV at 75% of gold value.
What is the current gold rate for loans?: Gold rates for loan purposes vary daily. Lenders use their assessed value which may differ from market price.
Can I get a gold loan with impure gold?: Minimum 18 karat purity is required. Higher purity gets better per-gram rates and higher loan amounts.