Secure Gold Loan Calculator

Estimate Your Loan Value

Calculate the maximum loan amount, monthly EMI, and total interest based on your gold's value and purity.

1. Gold Details & Valuation

INR/gm

Individual Jewelry Items

Total Effective 24K Weight:9.17 grams

Calculated Gold Value:₹56,833

2. Loan Terms

Max 75%
Months
p.a.

Loan Summary

Maximum Loan Amount

₹42,625

Estimated Monthly EMI

₹3,757

Total Interest Payable

₹2,463

Total Repayment Amount

₹45,088

Sample Repayment Schedule

MonthEMIPrincipalInterestOutstanding Balance
1₹3,757₹3,384₹373₹39,241
2₹3,757₹3,414₹343₹35,827
3₹3,757₹3,444₹313₹32,383
... 9 more months ...
Total (12 Months)₹45,088₹42,625₹2,463₹0

Why Use Our Calculator?

Smart tools for secure, informed financial planning.

Multi-Item Valuation

Accurately calculate the combined value of multiple jewelry items, each with different weights and purities.

LTV Ratio Analysis

See your maximum eligibility instantly by applying the mandatory Loan-to-Value limit (up to 75%).

Repayment Flexibility

Quickly model various scenarios by adjusting interest rates and loan tenures to find the perfect EMI.

Transparent Breakdown

Get a clear amortization view showing how much principal and interest you pay each month.

Calculations are estimates. Final loan approval and terms are subject to formal verification and official policy.