Income Tax Calculator

Calculate your income tax liability under old and new tax regimes. Plan your tax-saving investments effectively.

Monthly EMI

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Total Interest

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Total Payment

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Income Tax Calculator — FAQs

Which tax regime is better — old or new?
New regime has lower rates but no deductions. Old regime allows deductions (80C, HRA, etc.). If your deductions exceed ₹3.75 Lakhs, old regime may be better.
What is the standard deduction?
₹75,000 under new regime (from FY 2024-25). Previously ₹50,000.
How to save income tax legally?
Invest in 80C instruments (ELSS, PPF, NPS), claim HRA, use Section 80D (health insurance), and 80E (education loan interest).