About Vivifi India Finance Pvt Ltd.
Vivifi India Finance Pvt Ltd is an RBI-registered non-banking financial company. Through its FlexSalary product it offers an instant personal line of credit — you get an approved limit and pay interest only on what you use.
It suits salary-gap and emergency needs where flexibility matters more than the lowest headline rate.
*Indicative range. Your exact offer is generated live against your credit profile when you apply, and shown in the Samridhya app.
✦Credit line, not a lump sum
Draw what you need, when you need it — interest only on usage.
✦One-time approval
Reuse your limit without fresh applications.
✦Salary-friendly
Designed around monthly pay cycles.
Regulated entity disclosure
Lender and grievance details.
Samridhya operates as a Loan Service Provider. Under the RBI's digital lending guidelines we publish the details of the regulated entity behind each product, including its own grievance-redressal officer.
- Regulated entity
- Vivifi India Finance Pvt Ltd
- Website
- www.vivifin.com
- Loan product details
- View →
- Data privacy and storage policy
- View →
- Fair Practice Code
- View →
- Verify registration · RBI Sachet portal
- sachet.rbi.org.in
✦Grievance Redressal Officer
- Name
- Srinath Kompella
- srinath@vivifin.com
✦Principal Nodal Officer
- Name
- Prakash Rajan
- pno@vivifin.com
- Phone
- +91-91211-96333
- Address
- Unit A, 9th Floor, MJR Magnifique, Survey No 75 & 76, Khajaguda X Roads, Raidurgam, Hyderabad, Telangana – 500008
Officers are appointed under the RBI's Internal Ombudsman Scheme. If a complaint stays unresolved, you can also escalate through Samridhya's grievance-redressal process.
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